ESTIMATION CALCULATORS

Use the calculator tools to assess your financial position. Calculate an initial estimate of what you can afford, how long it will take to pay off, or whether renting or buying is better for you.

GET A MORE ACCURATE ESTIMATE

While these tools can help you get started with the initial estimation, a more accurate estimation can be generated when you complete the online Pre-Qualification. Pre-Qualification is the process that provides you estimates on your affordability based on the information you provide. It does not require a credit check and takes less than 10 minutes to complete.

Pre-Qualify in 10 Minutes

WHAT IS YOUR COMBINED MONTHLY HOUSEHOLD INCOME?

$1K $50K

WHAT ARE YOUR TOTAL MONTHLY EXPENSES?

$0K $20K

HOW MUCH CAN YOU PAY FOR DOWN PAYMENT?

$5K $150K
Financing Term
Years
Property Tax
%
Home Insurance Rate
%
Profit Rate
%
View Result
You can afford a house worth:
Approximate Monthly Payment:

Confirm how much home you can afford, start the Pre-Qualification.

*In general, your profit rate is based on the level of risk that home financiers predict for your contract - that's why so many factors contribute to your individual rate. On top of that, rates change daily based on market trends. Additional state regulation costs may apply. The stated rates may change or not be available at the time of financing commitment or rate lock-in.

What is your target monthly rent?

$1K $10K

What is your target home value?

$75K $1M

What is your down payment amount?

$5K $150K

How long do you plan to live in the property?

1 Year 30 Year

What is your income tax rate?

0% 50%

Financing

Financing Term
Years
Profit Rate Tax
%

Ongoing Costs

Annual Property Tax
%
Rent Insurance
%
Homeowner's Insurance
%
Closing Costs
%

Economic

Rent appreciation
%
Home Value Appreciation
%
Inflation
%
View Result
Total Rent & Insurance Payments:
Total Amount:
Combined Monthly Payments:
Property Taxes:
Homeowner's Insurance:
Total Amount:
Interest Earned on Invested Funds:
Total Amount:
Tax Savings:
Home Appreciation:
Total Amount:
Renting Costs
Buying Costs
*In general, your profit rate is based on the level of risk that home financiers predict for your contract - that's why so many factors contribute to your individual rate. On top of that, rates change daily based on market trends. Additional state regulation costs may apply. The stated rates may change or not be available at the time of financing commitment or rate lock-in.

What is your total outstanding balance?

$75K $750K

How many monthly payments do you have remaining?

1 360

What is your current monthly payment?

$500 $15K
View Result

Reduce my total payments

Refinance to a 15 year fixed rate at 6.750%
Your New Monthly Payment:
Monthly Payment Decreased By:
Total of Payments:
Increase in Total of Payments:

Reduce my monthly payments

Refinance to a 30 year fixed rate at 7.250%
Your New Monthly Payment:
Monthly Payment Decreased By:
Total of Payments:
Increase in Total of Payments:
*In general, your profit rate is based on the level of risk that home financiers predict for your contract - that's why so many factors contribute to your individual rate. On top of that, rates change daily based on market trends. Additional state regulation costs may apply. The stated rates may change or not be available at the time of financing commitment or rate lock-in.